“Risk comes from not knowing what you’re doing.” Warren Buffet
Investment Products identified are based on thorough Research and Due Diligence, which are based upon 6 P’s Model:
RESEARCH PROCESS
PEOPLE
Assess the Asset Management Company Parentage, quality and consistency of Portfolio Managers
PORTFOLIO
Portfolio construct quality, churning ratio, expense ratio, flexibility
PROCESS
Assess the processes of Fund house for portfolio management and compliance to them by the Portfolio Managers
PERFORMANCE
Analyse the performance and consistency of performance over a longer period of time
PERSISTENCY
Persistency of quality, process, Portfolio Manager tenure, performance during peaks and troughs
PROBABILITY (Risk)
Good performance can still come with high risk. Assessing the performers with favorable risk-adjusted returns